Travel insurance is essential for providing medical and financial protection while traveling, safeguarding individuals from unexpected events such as medical emergencies, trip cancellations, lost luggage, and other unforeseen circumstances. Before embarking on a trip, it is crucial for travelers to ensure that they are adequately covered by a comprehensive travel insurance policy to avoid any potential difficulties. Several companies in Pakistan offer travel insurance, with The United Insurance Company of Pakistan Limited (UIC) standing out as one of the leading providers.

UIC is a trusted name in the insurance industry, earning an AA+ rating from PACRA (Pakistan Credit Rating Agency), signifying its financial strength and reliability. The United Insurance Company of Pakistan offers a range of travel insurance packages that are designed to meet the needs of various travelers, ensuring that they are covered for medical emergencies, accidents, and other risks while traveling. One of the key benefits of choosing UIC is the convenience of buying travel insurance online. Clients can easily purchase a policy from the comfort of their homes or offices at any time, ensuring they have the necessary coverage before starting their journey.

UIC Travel Insurance: Comprehensive Coverage at Affordable Prices

The table displayed highlights the various packages offered by UIC for different travel regions, including Schengen countries, the rest of the world (excluding the USA, Canada, and Australia), and worldwide coverage. Each package provides a detailed breakdown of the benefits offered, including medical expenses, hospitalization, repatriation, dental care, and more. UIC ensures maximum coverage at affordable rates, without any hidden charges or taxes, making it a preferred choice for travelers.

Schengen Countries:

• UIC offers two packages for Schengen countries: Diamond and Gold. Both plans provide medical expenses and hospitalization coverage up to $50,000, with an excess of $50. They also cover actual expenses for transport or repatriation in case of illness or accident, repatriation of mortal remains, and other related services such as emergency dental care and delivery of medicines.
• Additional benefits include coverage for the travel of one immediate family member and compensation for delayed departure, loss of credit card, and accidental death during travel. The Diamond package provides accidental death coverage of $15,000, while the Gold package offers $10,000.

Rest of the World (Excluding USA, Canada, and Australia):

• UIC offers two packages for the rest of the world: Silver and Standard. Medical expenses and hospitalization coverage vary, with Silver covering $25,000, and Standard covering $10,000. Each package comes with an excess of $50.
• Actual expenses are covered for transport or repatriation, with additional benefits such as emergency dental care, long-distance medical information services, and medical referral appointments. These packages also provide accidental death coverage, ranging from $5,000 to $8,000, depending on the plan chosen.

Worldwide Coverage (Including USA, Canada, and Australia):

• UIC offers two comprehensive packages for worldwide coverage: Platinum and Gold Plus. The Platinum package offers up to $100,000 in medical expenses and hospitalization coverage, while the Gold Plus package offers up to $50,000. Both plans come with an excess of $100.
• Similar to other packages, worldwide plans cover actual expenses for repatriation, medical referral services, emergency dental care, and more. The Platinum plan provides the highest level of accidental death coverage at $25,000, with the Gold Plus plan offering $10,000.

Why Choose UIC?

United Insurance is committed to providing maximum coverage at competitive prices, ensuring clients receive excellent value for their money. In addition to comprehensive coverage, UIC’s services are transparent, with no hidden fees or taxes. UIC also partners with European companies for re-insurance and assistance services, enhancing the support offered to travelers worldwide.

UIC’s commitment to customer convenience extends to its online platform, where clients can purchase travel insurance policies quickly and easily. With a transparent premium refund policy, UIC ensures that clients have flexibility in case their travel plans change. Furthermore, UIC’s extensive network of over 100 branches across Pakistan ensures that clients can access assistance no matter where they are.

Conclusion

In conclusion, UIC’s travel insurance packages offer travelers peace of mind, knowing they are covered for a wide range of potential risks. Whether traveling to Schengen countries, the rest of the world, or globally, UIC provides tailored solutions that meet the needs of every traveler. As a trusted national insurer, UIC prioritizes customer comfort and safety, offering comprehensive protection at affordable rates, backed by world-class re-insurance and assistance services.