CAR INSURANCE
Motor Insurance
Auto insurance basically provides financial benefits against physical damage of vehicle and also covers bodily injuries. In the highly populated countries like Pakistan traffic accidents are part of daily routine. So that’s why car insurance become necessary for everyone. In this hustle and bustle situation to deal with such conditions every driver who is on road need motor insurance for the coverage of his vehicle damage and personal accidents.
What we are Giving
14951
Total No. of Policies
821 Million+
Premium
544 Million+
Total Claims
Risk Covered
The United Insurance Company of Pakistan Limited offers an exceptional motor insurance plan, the Auto Sure Plan, designed to provide comprehensive protection and peace of mind to our clients. Our affordable packages are packed with benefits and services that cater to your specific needs.
Third Party
- Property Damage Liability
- Bodily Injury Liability
- Accidental Death
- Compensation for Pain and Suffering
- Third-Party Property Repair
- Court Costs and Settlements
- Funeral Costs
Total Loss
- Actual Cash Value (ACV)
- Parts Replacement Cost
- Comprehensive Coverage
- Towing and Storage Fees
- Rental Car Reimbursement
- Personal Belongings
- Deductibles
Own Damage
- Comprehensive Coverage
- Theft & Total Loss
- Third Party Liability
- Accidental External means
- Personal Accident Coverage
- Riots, Strikes & Malicious Damages
- Fire, External explosion, self-ignition
Brands & Trust
Total
Policies
100k+
Total
Claims
10Million+
Total
Premium
100Million+
Total Loss
Claims
25Million+
Benefits of Choosing United Insurance
Motor Insurance is now just a tap away with our intuitive mobile app
Frequently Asked Questions
What is car insurance?
Car insurance is a policy that protects you financially from losses due to accidents, theft, or damage to your vehicle. It also covers liability for damages or injuries you cause to others.
Why is car insurance important?
Car insurance is crucial as it provides financial protection and is also legally required. It helps cover repair costs, medical expenses, and liability for damages caused to others.
How do I choose the right car insurance policy?
Consider factors like coverage types, your budget, and your vehicle's value. Our representatives can help you to advise a policy that fits your needs.
What factors affect my car insurance premium?
Premiums are influenced by factors such as your driving record, age, vehicle type and coverage. Safe drivers and lower-risk vehicles typically have lower premiums.
Can I purchase car insurance online?
Yes, you can easily purchase and manage your car insurance policy online through our website for your convenience.
How do I file a car insurance claim?
Report the incident to us via phone or online, provide necessary documentation including a police report, and follow the instructions provided by our claims team.
What information is required to file a claim?
You will need details about the incident, a police report, evidence of damage, and personal information. Our claims team will guide you through the process.
How long does it take to settle a claim?
Claims are typically settled within 30 days from the submission of all required documents. We strive to process and resolve claims as quickly as possible.
What should I do if my claim is denied?
If your claim is denied, review the denial letter for reasons, and contact our customer support for clarification or to appeal the decision.
Can I track the status of my claim?
Yes, you can track your claim status online through our customer portal or by contacting our claims department directly.
What does third-party liability coverage include?
Third-party liability covers damages and injuries you cause to others in an accident. It includes property damage and bodily injury claims made by third parties.
What is comprehensive coverage?
Comprehensive coverage protects against non-collision-related incidents such as theft, fire, vandalism, and natural disasters, ensuring broader protection for your vehicle.
Does your policy cover rental cars?
Yes, our policies can include rental car reimbursement, providing a replacement vehicle while yours is being repaired due to a covered incident.
Are personal belongings covered under my policy?
Coverage for personal belongings may be included or offered as an optional add-on. Check your policy details or contact us for specific information.
Does my policy cover damages caused by natural disasters?
Yes, comprehensive coverage typically includes protection against natural disasters such as floods, earthquakes, and storms. Confirm specifics with your policy details.
How do I renew my car insurance policy?
Renew your policy online through our website, by phone, or in person at our office. We will send you a renewal reminder before your policy expires.
What is the renewal process?
The renewal process involves reviewing your current coverage, updating any necessary information, and making payment. We’ll guide you through each step to ensure a seamless renewal.
When should I start the renewal process?
Start the renewal process at least 2-3 weeks before your policy expires to allow time for any updates or changes and to avoid a lapse in coverage.
What if I decide not to renew my policy?
If you choose not to renew, your coverage will lapse, and you will no longer be protected. Ensure you have alternative coverage if needed before your policy expires.
Can I make changes to my policy during renewal?
Yes, you can adjust your coverage levels or make other changes during the renewal process. Contact us to discuss your options and update your policy accordingly.
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