Some of the salient benefits of the product include

Room Entitlement and Annual Limits
You have the choice to select aforementioned room rents along with corresponding Annual Limits.

In-patient Hospitalization
The policy pays for in-patient hospitalization expense such as
– In-Hospital Consultations
– Surgical Fees
– Anesthetists Fee
– Operation Theater Charges
– Prescribed Medicines Used During Hospitalization
– Diagnostic Investigations Blood and Oxygen Supplies Ventilators and Allied Services
– Kidney Dialysis/Chemotherapy and Radio therapy for Cancer Treatment.

Day Care Treatment
Besides in-patient hospitalization the Plans also covers Day Care Procedures.
Day care treatments are medical or surgical procedures for which the person is admitted to a hospital bed but does not require an overnight stay.

Specialized Investigations
The Policy also pays for five expensive diagnostics tests MRI, CT Scan, Thallium Scan, Mammography and Angiographies to facilitate diagnosis with no condition of hospitalization.

Pre-Post Hospitalization
Pre and Post hospitalization outpatient treatment is also covered for the following expenses, which is directly related to the cause of hospitalization, each for 30 days before and after the hospitalization, giving you a complete peace of mind.
– Consultants fee in the follow-up visits.
– Cost of medicine and supplies.
– Cost of Lab tests.

Ambulance Services
Expenses for ambulance services for transportation of insured patient to and from hospitals during medical emergencies.

Accidental Out-patient Expense
Expenses for emergency treatment of an accident, within and up-to 48 hours of the accident.

Family Health Secure offers choice and convenience according to your affordability and budget. We offer three plans, Rose, Tulip & Jasmine which primarily covers in patients Hospitalization Expenses.

• Treatment of pre-existing conditions and any disease, illness, medical condition or *injury, and any complication of a pre-existing condition.

• Charges for treatment of congenital disorders / birth defects Treatment arising from or traceable to pregnancy, childbirth, including caesarean, Treatment of psychiatric, mental or nervous disorder, Cosmetic and aesthetic treatments.

• Use of intoxicating drugs and alcohol & any other form of drug dependence.

• Any increase in expenses due to insured being admitted in more expensive room than that allowed by the maximum room and board limit or better facility than the type of Room Entitlement given in the policy.

Note: For complete list of exclusions details of coverage, terms and conditions, please refer to our policy document.

Customer Service:
In case you need any clarification or facilitation regarding your policy, our dedicated customer relations staff will be pleased to assist you.

Health Card:
Your will receive a Health Card with your Policy that will contain important information about your Policy. The Health Card will identify you as UIC Insured at our Network Hospitals and entitles you the Credit Facility.

Family Health Insurance 

List of Panel Hospitals