Student Travel Insurance

Co-curricular activities are the best way of learning. Trip and tours provide students more opportunities for mind development but on the other hand safety and security is always at first priority. In case of emergency student travel insurance must be there. UIC serve with the best coverage for student travel insurance.

Blanket School Coverage protects the school students against all kind of accidents. Personal Accident insurance provides benefits in the events of loss of life, limb, sight, hearing, speech, and loss of use/paralysis because of an accident. Cash amount is payable in cases of hospitalization due to an accident.

The way, future of Pakistan is being transported, from home to school and back, most of the transporters are not professionals. As the traffic is increasing on the roads, changes of accidents are increasing day by day. Just spare Rs. 25/- PM from kids fee or ask the parents to contribute this minor amount and avail A PEACE OF MIND.

What we are Giving

108140

Total No. of Policies

521 Million+

Premium

10 Million+

Total Claims

This policy will cover risks
Table of Compensation

From home to school & back.
Only on the working day of school and the child who attended the school on the day of accident & are on the way.
In the play area of the school if it is within the premises of school.
During a trip if they are being escort by a Sr. Official of school.

Only Rs. 25/- Per month for a child up to age of 16 years can provide you a cover for Rs. 100,000/- against all kind of accidents in or outside the school.

Sr. No.	Contingencies	Compensations
1	Death due to an accident	Rs. 100,000
2	Loss of 2 Limbs or Eyes or Limb & One eye	Rs. 100,000
3	Loss Of Arm Above The Elbow	Rs. 50,000
4	Loss Of Arm Below The Elbow	Rs. 45,000
5	Permanent Total Deafness In 2 Eyes	Rs. 50,000
6	Permanent Total Deafness In 1 Eyes	Rs. 10,000
7	Loss Of One Eye	Rs. 50,000
8	Loss Of Thumb	Rs. 17,500
9	Loss Of Index Finger	Rs. 12,500
10	Loss Of Any Other Finger	Rs. 5,000
11	Loss Of Leg Above Knee	Rs. 50,000
12	Loss Of Leg Below Knee	Rs. 35,000
13	Loss Of Great Toe	Rs. 5,000
14	Loss Of Any Other Toe	Rs. 3,000
15	Permanent Total Disablement Other Than Above Contingencies, Per Anum Compensation Payable Until The Sum Insured Reached	Rs. 5,000
16	Temporary Total Displacement (Payable Up to 24 Weeks)	Rs. 500 per week

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Frequently Asked Questions

What is Student Travel Insurance?

Student travel insurance provides coverage for accidents and emergencies that may occur during a student's travel to and from school or during school-related trips.

What is covered under this insurance policy?

The policy covers accidents resulting in death, loss of limbs, eyesight, hearing, and more. Compensation is provided for injuries listed in the Table of Compensations.

Who is eligible for the student travel insurance policy?

The policy is available for children up to the age of 16 who are attending school. The insurance is active during school days and school-sponsored trips.

What is the premium cost of the student travel insurance policy?

The insurance premium is Rs. 25/- per month per child.

How much compensation can a child receive in case of an accident?

A child can receive up to Rs. 100,000 in compensation depending on the severity of the accident, as outlined in the compensation table.

How can I file a claim for a student accident?

To file a claim, you must submit proof of the accident along with any medical documentation detailing the injury and the necessary forms provided by the insurance company.

What compensation can I receive for the loss of an arm above the elbow?

According to the Table of Compensations, Rs. 50,000 is provided for the loss of an arm above the elbow.

What is the maximum compensation for temporary total disablement?

For temporary total disablement, the compensation is Rs. 500 per week, payable for up to 24 weeks.

What documentation is needed to claim compensation?

You will need accident reports, medical certificates, and any other required documents to file a claim for compensation.

How long does it take to receive compensation after filing a claim?

The time to process and receive compensation varies but typically takes a few weeks, depending on the completeness of the documentation.

Does the insurance cover accidents outside the school premises?

Yes, the insurance covers accidents that occur from home to school, during school hours, and even on trips if accompanied by a senior school official.

What compensation is provided for loss of vision in one eye?

For the loss of one eye, Rs. 50,000 is provided as compensation.

What is the coverage for permanent total deafness in both ears?

Permanent total deafness in both ears is compensated with Rs. 50,000 according to the policy's compensation table.

Are students covered during school trips?

Yes, students are covered during school trips if they are escorted by a senior school official.

What happens if a child is injured on a non-school day?

The insurance only covers accidents that occur on working days when the child is attending school or participating in a school-sponsored activity.

How can I renew the student travel insurance policy?

The policy can be renewed through the school or the insurance provider, typically on an annual basis, by paying the Rs. 25/- per month fee.

Is there an age limit for renewing the policy?

Yes, the policy is only applicable for children up to the age of 16.

What happens if the premium is not paid on time?

If the premium is not paid, the coverage will lapse, and the child will not be covered for accidents during that period.

Can the coverage amount be increased upon renewal?

The coverage amount remains the same at Rs. 100,000 unless the policy terms are updated by the provider.

Do I need to submit new documents when renewing the policy?

Typically, renewal does not require new documents unless there has been a change in the child's status or other specific requirements by the insurance company.